Terms and Conditions of Use

These terms and conditions outline the rules for using arbelunix.sbs and the services offered. Please read them carefully, as they affect your rights and obligations when accessing our resources or consulting with our team.

July 3, 2026

Permitted Use of Services

You may access and use our website and services solely for personal, non-commercial purposes, subject to these terms. Unauthorized use may result in termination of access.

User Eligibility

Our services are intended for adults residing in Canada who require support with financial challenges after divorce or separation. Users must be of legal age to enter into binding agreements in their province or territory.

By using our services, you represent that you meet the eligibility criteria stated above and have the authority to agree to these terms.

User Responsibilities

We expect users to act responsibly and respectfully when engaging with our team and resources. The following outlines your obligations as a user of this site.

  • Users are responsible for maintaining the confidentiality of any information shared with our team and for protecting their own account details, if applicable.

  • You are responsible for any content or information you submit to the site, including ensuring its accuracy and legality.

  • It is your responsibility to comply with all applicable laws, regulations, and these terms while using the site or services.

  • Any consequences resulting from reliance on information provided through the site are your sole responsibility.

Definitions

To make these terms clear, the following definitions apply throughout this document. Please review them carefully to understand your rights and obligations when using our site and services.

“Website” refers to arbelunix.sbs and all its pages, resources, and content provided under this Arbelunix. This includes any subdomains or related features made available through our platform.

“Services” means the financial guidance, resources, and consultations offered by our team for individuals navigating life after divorce or separation, including credit repair, asset reviews, and budgeting advice.

“User” refers to any individual who visits, accesses, or uses the website or our services, whether or not they create an account or make a purchase.

“Content” means all information, guides, text, graphics, images, and other material available on this website, regardless of the format or method of access.

Prohibited Uses

To protect all users and maintain the integrity of our platform, certain actions are strictly prohibited. Engaging in these activities may result in loss of access or legal action.

  • You may not use this website for illegal, fraudulent, or unauthorized purposes.

  • Do not interfere with the normal operation of the site, including attempting to access restricted areas or disrupt security measures.

  • Copying, distributing, or altering website content for commercial gain is strictly forbidden.

  • No user may submit false information or impersonate another person when using the site or services.

  • Automated tools, scripts, or bots may not be used to collect information or interact with the site in any way.

Intellectual Property

All website content, including text, images, and guides, is owned or licensed by arbelunix.sbs. You may not reproduce, distribute, or modify any content without our express written permission, except for personal, non-commercial use.

User Submissions and Content

By submitting content, questions, or feedback to our site, you grant us the right to use, display, and adapt that material for our business purposes. Personal information will be handled as described in our Privacy Policy.

User Content Rights

You retain ownership of content you submit, but grant us a license to use it as necessary to operate and improve our services.

Privacy Policy

Your privacy is important to us. Please see our Privacy Policy for detailed information on how your personal data is handled and protected in accordance with Canadian law.

View Privacy Policy

Dispute Resolution

If you have concerns or disputes related to your use of our services or website, we encourage you to reach out directly to our team to seek a resolution before pursuing formal action.

General Disclaimer

The information provided on arbelunix.sbs is for general informational purposes only and does not replace advice from a certified professional. We do our best to keep content current, but accuracy cannot be guaranteed at all times.

Important Notice

No content or advice on this site constitutes legal, financial, or tax advice tailored to your circumstances. Always consult a licensed professional before making financial or legal decisions.

Limitation of Liability

Arbelunix.com is not liable for any losses, damages, or claims arising from your use of the website or reliance on provided information. Your use of our content and services is at your own risk.

Indemnification

You agree to indemnify and hold harmless arbelunix.sbs, its team members, and partners from any claims, damages, or expenses arising from your breach of these terms or misuse of the site or services.

Dispute Resolution via Arbitration

If a dispute cannot be resolved through informal discussion, it may be referred to binding arbitration in Ontario. The arbitration will be conducted in accordance with applicable Canadian laws and overseen by a mutually agreed arbitrator.

Arbitration is intended to provide a fair and efficient means of dispute resolution, but does not preclude you from seeking legal remedies as allowed by Canadian law.

EU Residents: ODR

If you are a resident of the European Union, you may access the Online Dispute Resolution (ODR) platform to help resolve disputes related to online purchases. This process is independent of our own dispute resolution procedure.

ODR Platform

Governing Law

These terms are governed by the laws of Canada and the Province of Ontario. All disputes relating to the use of our website or services shall be resolved under these legal frameworks, regardless of your residence or location at the time of use.

Termination of Access

We reserve the right to terminate or suspend your access to the site or services at our discretion, especially if you violate these terms or engage in prohibited conduct.

Modifications to Terms

We reserve the right to update or modify these terms at any time. If significant changes are made, we will revise the effective date and post a notice on the website. Continued use of the site means you accept any revised terms.

Severability

If any provision of these terms is found unenforceable or invalid by law, the remaining sections will continue in effect and enforceable as written.

Entire Agreement

These terms and conditions, along with any other policies referenced, constitute the entire agreement between you and arbelunix.sbs concerning your use of the site and services. Any previous agreements are replaced by this document.

Contact Information

For questions or concerns about these terms or any aspect of our service, you are encouraged to contact us. We are committed to providing clear and prompt responses to your inquiries.

Email Address: content@arbelunix.sbs

Phone Number: +1-%56-604-1879

Office Address: 68 Water Street, Suite 401, Vancouver, BC V6B 1A4 Canada

Effective Date: July 3, 2026

Version: 1.0

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