Legal Disclaimer and Important Notices
Everyone’s financial situation is unique, especially after a major life change. The information and guidance on this website are meant to help, but are not a substitute for direct consultation with a licensed financial or legal professional.
Important Warnings
Financial decisions after separation involve real risks and responsibilities.
Before acting on information from this site, consider your own situation and consult a qualified professional.
General Notice
Limitations of Liability
Information Accuracy Notice
Seek Professional Advice
Jurisdiction and Governing Law
General Notice
This website is designed to provide support and general information for individuals navigating financial changes after divorce or separation. We strive for clarity and practicality in our resources. However, we cannot address every possible scenario or guarantee that the information applies to your specific case.
Limitations of Liability
While we strive to provide accurate, up-to-date resources, limitations to our liability apply. Use this website at your own risk.
- We are not responsible for financial losses or damages arising from actions taken based on information found here.
- Technical issues, such as downtime or broken links, may affect site access. We are not liable for these interruptions.
- External resources are beyond our control; we are not accountable for their content or security.
- We do not warrant that our website will always be free from errors, viruses, or other harmful components.
Information Accuracy Notice
Information presented on this website is intended to be as accurate and up-to-date as possible, based on current Canadian financial practices and regulations. However, financial laws and guidelines may evolve, and there may be delays or errors in updating content. We strive to review information regularly, but we cannot guarantee that all details remain current at all times. Users are encouraged to verify information independently and consult with a qualified professional before making financial decisions.
We do not guarantee that all information will remain accurate or complete at all times.
Seek Professional Advice
Content on this website is for informational purposes only and does not replace direct advice from a licensed professional. If you require tailored financial, legal, or tax advice, please seek a qualified expert.
External Resource Links
Our website may contain links to third-party resources for convenience or additional information. We are not responsible for the accuracy, content, or privacy practices of external sites. Visiting those links is at your discretion and risk.
Results May Vary
Every financial situation is different. Past examples or typical outcomes are not predictive of your results. Outcomes may vary based on individual circumstances and decisions.
Outcome Variations
No result, credit improvement, or asset recovery can be promised. The path to financial recovery depends on many personal factors and choices.
General Financial Disclaimer
Financial information on this site is general in nature and intended for Canadians managing personal finances after separation or divorce. It should not be considered a replacement for personalized financial or legal advice.
No content on this site should be taken as personalized financial, tax, or
legal advice. Always consult a certified professional for guidance tailored
to your situation.
Examples or scenarios discussed on this site are for illustrative purposes
only and may not reflect your unique circumstances or outcomes.
Any discussion of fees, repayment terms, or APRs is general and may not
apply to every individual or product. Always review specific terms with your
advisor or lender.
Jurisdiction and Governing Law
The arbelunix.sbs site operates in compliance with Canadian law and regulations. Our services and content are tailored for residents of Canada.
Any disputes or concerns arising from use of this website will be governed by the laws of the Province of Ontario and applicable federal regulations. Legal matters should be addressed within this jurisdiction.
This site and its policies are governed by Canadian federal and provincial laws. Your use of this site implies acceptance of these laws, regardless of your own place of residence or business.
Financial rules and privacy regulations may differ by province or territory. Please consult local resources or professionals to ensure full compliance with laws that apply to your situation.
Indemnification
By using this website, you agree to hold us harmless from any claims, losses, or liabilities resulting from your reliance on site content or from using linked third-party resources. You are responsible for your financial and legal decisions.
Severability
If any part of this disclaimer is deemed invalid or unenforceable by law, the remainder will remain in effect and continue to protect both parties.
Modifications
We reserve the right to update or change this disclaimer as needed. If material changes occur, we will revise the date below. Continued use of the site after updates implies acceptance of the new terms.
Contact Us
If you have concerns or questions about the information found on this site, please reach out to our team. We welcome your feedback and aim to provide clear, honest responses.
Effective Date: This disclaimer is effective as of August 1, 2026.
Last Updated: August 1, 2026